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First National Finance Ltd has forged a relationship with a large number of International Lenders who specialise in Commercial Finance. In turn they offer us access to a wide spectrum of commercial mortgage facilities, which cover every possible need of a potential applicant. Whether it’s an initial mortgage or re-mortgage on commercial property or even extra funding for further business development. We can help you satisfy your needs.
First National Finance Ltd. has the ability to provide potential customers with numerous options with regards to secured loans. We are affiliated with countless international institutions who offer this facility.
This is a fantastic way of obtaining a sizable return on your investment. In many places property prices have doubled in the last three years and reports on the housing market suggest property prices are likely to increase by 100% in the next ten years. The income from your tenants will be clearing your debt for you with rents mostly charged at 100-150% of your buy to let mortgage.
Many businesses are hampered by the fact that their cash flow is impeded by outstanding invoice amounts from trade debtors. Factoring or cash flow finance is a great way of releasing funds (which are already yours) back into your business. Remember that this will also relieve the need for a credit control department in your organisation and save you further expenditure.
Confidential Invoice Discounting up to 105% of Debtor Book
With a range of H.P. facilities at our fingertips, we, through our panel of affiliate lenders can offer any potential customer the ability to purchase vehicles or equipment for their business at an affordable monthly rate with the aim of actually owning the asset at the end of the term.
Bridging loans give you the opportunity to access funds at short notice to meet with any forthcoming funding requirements when it may not be possible to put in place long term funding straight away. We are affiliated with a number of lenders who are experts in this field.
Many business owners are now realising that they do not necessarily need to own the equipment/vehicles that they need to carry out their business functions. Equipment leasing offers 100% finance and therefore covers the total costs of the equipment. This is in contrast to commercial bank equipment loans which often require a hefty deposit. Leasing also offers you the opportunity to upgrade your equipment every few years as opposed to owning outdated obsolete equipment.
Four key advantages:
100% Asset Finance from 3% flat.
Use one of our asset finance specialist lenders to purchase new equipment/machinery/ vehicles etc. to further advance your business and use the actual purchases as security against their funding. We have lenders who will look at new businesses as well as established businesses as we appreciate that asset finance can be the jumpstart that many new ventures need.
If you are in a position of needing funding for any particular reason and you have machinery/vehicles etc. that you already own, why not explore the avenue of refinancing these assets to improve your cash flow?
Sale & Lease Back
Another way of generating funding from machinery or assets that you already own is SALE & LEASE BACK. This entails selling the asset to a potential lender at the going market price then leasing back over a specific term.
At the end of this term the customer has the option to either pay a peppercorn rent, (i.e. that the payment annually would be the equivalent of what was previously the charge for one months rent,) or to sell the asset on behalf of the lender and to pay back only a small percentage to the lender at the point of sale
Unhappy with your bank?
First National Finance Ltd. have excellent relationships with many of the high street banks and are in a position to introduce any customer who may be unhappy with their current facilities, to one of these institutions for a no obligation chat. REMEMBER, IT'S FREE TO TALK!
New accounts / Overdraft Facilities
First National Finance Ltd. can also help new businesses locate a suitable bank to open their account with and again, will do this in the form of arranging a no obligation chat with the institution in question. Many of our options come with excellent business overdraft opportunities.